You Can't Afford to Not Have Health Insurance

I know it's tempting when you are YF&B to not pay for health insurance if you aren't covered by your boss, or are currently looking for work. You figure you're young and fabulous so you'll take your chances on staying healthy.

Come on, that's way too dangerous a game to play, and with the insane cost of medical care, if you even come down with the most basic malady you could be up a financial creek. So please make sure you have health insurance. If you are still in school and on a school plan, check to see what sort of coverage is available after you graduate. Or if you are covered by Mom & Dad see how long you're eligible to stay on that policy. And then head on over to ehealthinsurance.com and do some easy shopping on your own. If you anticipate you will get coverage through a job within the next 6 months to a year, check out the short-term plans that are available.

I think you'll be surprised to see that for just $50 or so a month you can get a solid health insurance plan to cover you in the event of some serious medical bills. One important tip: always ask what the "financial strength rating" is for an insurer. You want to do business with a company that is rated at least A, AA or even best: AAA. That means the company is on solid financial ground and will be in good shape to handle the claims of those it insures.

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